Health Insurance
Pastors and Employees have the following options to choose from:
Blue Cross/Blue Shield (Open Enrollment September 1-30, 2008):
Our district offers two possibilities for health insurance through Blue Cross/Blue Shield: HMO 203 Plus and HMO 102 Plus. These plans carry the normal copays and out-or pockets. Open the comparison below to review plan options and premium cost:
If you choose either of these options, please download the enrollment form and send the application to Cathy Kelley 7282 State Route 305, Belfast, New York, 14711. For questions and Group Number call her at 585-365-2889.
Independent Health (Open Enrollment January 1-31, 2009):
Our district is able to offer a "High Deductible" planEach (Calendar Year with Open Enrollment January 1-31) thatcarries a much lower monthly premium ($236.80/mth/single and $618.94/mth/family). Download the I Direct High Deductible Plan information, the Pastor's Letter, and the Preventive Services below (You can always call Rev. Neil Koppen at 716-646-0282 with questions).
If you choose this option, please download the enrollment form and send the application to Cathy Kelley, 7282 State Route 305, Belfast, New York 14711. For questions call her at 585-365-2889.
Health Savings Accounts:
The I Direct "High Deductible" plan is Health Saving Account (HSA) eligible. HSAs function like a checking account and can be used to pay health deductible and other medical expenses with pre-tax dollars. In 2007 an employer and employee may contribute $5,650 to their HSA. Only a few banks across America offer HSAs and one of those is locally owned First Niagara Bank. To open an HSA with First Niagara download the following and then check out out www.fnfg.com/hsa/ for a lot of great information regarding HSAs or call 1-800-421-0004 to connect to a customer service representative.